Why in News?
The PM RAHAT (Road Accident Victim Hospitalisation and Assured Treatment) scheme is currently in the news because it was approved by Prime Minister Narendra Modi, as part of his first set of decisions after shifting to the new Prime Minister’s Office, Seva Teerth. The scheme aims to ensure that road accident victims receive immediate life-saving medical care without financial delays.
Key Information
- Cashless Treatment: Provides every eligible road accident victim with cashless medical treatment up to ₹1.5 lakh per person.
- Golden Hour Focus: Prioritizes admission and treatment within the first hour of an accident (the "Golden Hour"), which can prevent nearly 50% of accident deaths.
- Coverage Duration: The cashless benefit is available for a maximum of seven days from the date of the accident.
- Stabilisation Periods: Includes stabilization treatment for up to 24 hours in non-life-threatening cases and up to 48 hours in life-threatening cases.
- Integration with 112: Linked with the national Emergency Response Support System (ERSS) 112, allowing victims or Good Samaritans (Rah-Veers) to call for ambulance assistance and location of the nearest designated hospital.
- Digital Framework: Implemented by amalgamating the Ministry of Road Transport and Highways (MoRTH) eDAR (Electronic Detailed Accident Report) platform with the National Health Authority (NHA) TMS 2.0 (Transaction Management System).
- Funding Mechanism:
- Reimbursements are made via the Motor Vehicle Accident Fund (MVAF).
- For insured vehicles, payments come from general insurance companies; for uninsured or Hit-and-Run cases, the government provides budgetary allocation.
- Grievance Redressal: Managed at the district level by a nominated officer under the District Road Safety Committee, chaired by the District Magistrate.
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