Extended Fund Facility (EFF) Resilience and Sustainability Facility (RSF) 
 
Why in news?
Pakistan got US$1.2 billion on December 10-11, 2025, from second EFF review (US$1 billion) and first RSF review (US$200 million), advancing total aid to US$3.3 billion despite floods. 
 

About EFF and RSF
  • EFF and RSF refer to two key lending facilities of the International Monetary Fund (IMF).
  • Extended Fund Facility (EFF) supports countries tackling medium-term balance of payments issues through structural reforms,
  • Resilience and Sustainability Facility (RSF) aids vulnerable nations in building resilience against climate change and pandemics.​
Key Differences
 
Aspect EFF (Extended Fund Facility) Ã¢â‚¬â€¹ RSF (Resilience and Sustainability Facility) Ã¢â‚¬â€¹
Primary Purpose Addresses medium-term balance of payments issues via structural reforms and macroeconomic stability. Builds resilience to macro-critical climate, environmental, and health risks through policy reforms.
Duration 3-4 years. Up to 20 years (longer-term loans).
Target Countries Advanced, emerging, and low-income countries. Low- and middle-income countries eligible for concessional financing.
Financing Terms Standard IMF terms; disbursements tied to reviews and performance criteria. Concessional (low-interest, long maturity); often pairs with EFF or other programs.
Recent Examples Pakistan (37-month program, 2024); Jordan (4-year, ongoing reviews). Ã¢â‚¬â€¹ Pakistan (US$200M disbursed, 2025); Jordan (US$700M, 2025). Ã¢â‚¬â€¹

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