Your Money, Your Right movement
Why in new?
PM Modi called upon citizens to take part in the ‘Your Money, Your Right’ movement, an initiative aimed at enabling people to reclaim their unclaimed deposits, insurance proceeds, dividends, and other financial assets.
About
The 'Your Money, Your Right' (आपकी पूà¤à¤œà¥€, आपका अधिकार) movement is a nationwide campaign launched by the Indian central government on October 4, 2025, to help citizens reclaim unclaimed financial assets like bank deposits, insurance proceeds, dividends, shares, mutual funds, and pensions.​
Objectives
- The initiative follows a 3A Framework—Awareness, Accessibility, and Action—to raise public knowledge, simplify access via digital tools, and support claim filings across all states and union territories.
- It targets dormant accounts inactive for 10 years or more, addressing roughly ₹78,000 crore in unclaimed bank deposits, ₹14,000 crore in insurance, ₹3,000 crore in mutual funds, and ₹9,000 crore in dividends.​
Progress and Impact
- Facilitation camps occurred in 477 districts, including rural areas, with helpdesks and multilingual materials.
- Nearly ₹2,000 crore has been returned to rightful owners by early December 2025 through multi-regulator efforts.​
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