About Vishwakarma Yojna

• Pradhan Mantri Vishwakarma Yojana is a central government scheme launched on 17th September 2023  on the occasion of Vishwakarma Jayanti to support traditional artisans and craftspeople through skill development, financial assistance, and market linkage.

Key Features and Benefits

• The scheme aims to enhance the livelihood of artisans engaged in 18 traditional trades such as carpenter, goldsmith, blacksmith, potter, tailor, cobbler, and others.
• Skill Development: Beneficiaries receive basic (5-7 days) and advanced (15 days) training, along with a stipend of ₹500/day during the training period.
• Toolkit Incentive: After training, ₹15,000 is provided for tool and equipment purchases.
• Recognition: All beneficiaries get a PM Vishwakarma Certificate and ID Card, certifying their skills and eligibility for scheme benefits.
• Credit Support: They can access collateral-free loans up to ₹1 lakh (first tranche, to be repaid in 18 months) and ₹2 lakh (second tranche, 30 months), with a concessional rate of 5% per annum.
• Digital Transactions Incentive: ₹1 provided per digital transaction (max 100/month).
• Market Linkage: Support for participation in trade fairs, branding, and quality certification helps artisans connect with broader markets.

The Vishwakarma Yojana promotes the preservation and growth of traditional skills while integrating artisans with modern markets and technologies, aiming to improve their livelihoods and product quality significantly.

Download Pdf