SBI Life Smart Shield Plus is an individual, non-linked, non-participating life insurance pure risk product designed to evolve with your growing needs and provide financial protection for your family. Here are its key features and details:

It offers 3 plan options:

1. Level Cover Benefit
2. Increasing Cover Benefit
3. Level Cover with Future Proofing Benefit

• It provides life cover up to 100 years (Whole Life) or up to 79 years for other terms.
• There is flexibility in premium payment: you can pay regularly throughout the policy term (Regular Pay), for a limited period (Limited Pay), or one-time (Single Pay).
• The Sum Assured starts from ₹25,00,000 with no upper limit (subject to underwriting policy).
• Enhanced protection with an optional rider: SBI Life – Accident Benefit Rider, which covers accidental death and partial permanent disability.
• Optional Better Half Benefit for spouse life cover in case of the insured's death.
• Premiums are lower for higher Sum Assured and lower rates are available for female lives.
• Entry ages vary depending on the plan option, starting from 18 years up to 60-65 years for different pay and term options.
• Premium payment modes include Single, Yearly, Half-yearly, and Monthly.
• The plan is aimed to provide peace of mind by financially securing your loved ones in case of your untimely demise with benefits crafted for your changing life stages.

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