CA-22/01/2026
Contents
1. Parbati Giri
2. Atal Pension Yojana (APY)
3. SAMPANN
4. TRAI–STPI Summit on AI in Telecommunication
5. Sujal Gram Samvad
6. Kaladi
7. Central Silk Board
8. Darwin's bark spider
9. Indian Skimmer
Why in news?
Recently, PM Modi paid homage to Parbati Giri a prominent freedom fighter from Odisha, known for her role in the Quit India Movement at age 16.
Early Life
- Born: 19 January 1926, Samlaipadar village, Bargarh district (then Sambalpur), Odisha.
- Family: Daughter of Dhananjay Giri; her uncle Ramachandra Giri was also active in nationalist movements.
- Education: Dropped out after class three but quickly immersed herself in Congress activities.
Role in Freedom Struggle
- At age 16, she became a prominent figure in the Quit India Movement (1942).
- She organized protests, mobilized villagers, and fearlessly opposed British rule.
- Her activism led to two years of imprisonment by colonial authorities.
Social Service After Independence
- Founded an orphanage in Paikmal village, dedicating her life to the care of destitute children.
- Worked tirelessly for the welfare of tribals, women, and marginalized communities.
- Her humanitarian efforts earned her the title “Mother Teresa of Western Odisha”, bestowed by Biju Patnaik.
Legacy
- Parbati Giri is remembered as both a freedom fighter and social reformer, embodying Gandhian values of service and sacrifice.
- She passed away on 17 August 1995, leaving behind a legacy of courage and compassion.
Atal Pension Yojana (APY)
Why in news?
The government recently approved the extension of Atal Pension Yojana (APY) until the financial year 2030-31. This decision, made in a Cabinet meeting chaired by Prime Minister Narendra Modi on January 20, 2026, aims to provide continued pension security for low-income and unorganized sector workers.โ
About Atal Pension Yojana
The Atal Pension Yojana (APY) is a government-backed pension scheme in India designed to provide old-age income security for workers in the unorganized sector. It guarantees a monthly pension between โน1,000 and โน5,000 after the age of 60, depending on contributions.
Key Features of APY
- Target Group: Workers in the unorganized sector (like daily wage earners, small traders, etc.).
- Eligibility:
- Age between 18–40 years at the time of joining.
- Must have a savings bank account linked with Aadhaar and a mobile number.
- Since October 1, 2022, individuals who are or have been income-tax payers are not eligible.
- Pension Benefits: Guaranteed monthly pension of โน1,000, โน2,000, โน3,000, โน4,000, or โน5,000 after age 60, based on contributions.
- Contribution Mode: Payments can be made monthly, quarterly, or half-yearly via auto-debit from the savings account.
- Nomination: Mandatory to provide spouse and nominee details during enrollment.
- Management: Administered by the Pension Fund Regulatory and Development Authority (PFRDA).
Benefits
- Triple Security:
- Lifelong pension for subscriber.
- Spouse continues pension after subscriber’s death.
- Nominee receives accumulated corpus after both pass away.
- Financial Inclusion: Encourages savings among low-income groups.
- Government Guarantee: Pension amount is assured by the Government of India.
Limitations & Risks
- Lock-in Period: Contributions must continue until age 60; premature exit is restricted.
- Inflation Risk: Fixed pension (โน1,000–โน5,000) may lose value over decades.
- Eligibility Restriction: Taxpayers cannot join, limiting middle-class participation.
Why in news?
SAMPANN recently featured integrations with UMANG and DigiLocker platforms. It also enhanced accessibility for pensioners nationwide, including direct access to documents like e-PPOs and life certificates without office visits.
About SAMPANN
The Sampann Pension Portal (CPMS) is an online platform by the Department of Telecommunications (DoT) that helps pensioners manage their pensions digitally. It allows retired employees and family pensioners to access pension slips, submit life certificates, track PPO numbers, and raise service requests.
- Full Form: System for Accounting and Management of Pension (also called Comprehensive Pension Management System – CPMS).
- Purpose: To provide a paperless, transparent, and efficient pension management system for DoT pensioners.
- Users: Retired DoT employees, family pensioners, and migrated pensioners.
Key Features
- Login Creation: Pensioners can create login credentials using their PPO number, Date of Birth, and registered mobile number. OTP verification ensures security.
- Pension Dashboard: Pensioners can view documents, download pension slips, and track requests.
- Life Certificate Submission: Digital Life Certificates (DLC) can be generated and submitted online, reducing the need for physical visits.
- Know Your PPO Number: Pensioners can retrieve their PPO number by entering account details and DOB.
- Transfer Requests: Pensioners can raise requests to transfer pension accounts between banks or circles.
TRAI–STPI Summit on AI in Telecommunication
Why in news?
The TRAI–STPI Summit on AI in Telecommunication was held on 21 January 2026 in New Delhi, focusing on how artificial intelligence is reshaping telecom networks, service delivery, and customer engagement.
Key Highlights of the Summit
- Organizers: Telecom Regulatory Authority of India (TRAI) in collaboration with Software Technology Parks of India (STPI).
- Venue: NBCC Conference Hall, East Kidwai Nagar, New Delhi.
- Theme: AI in Telecommunication – part of the broader India–AI Impact Summit 2026.
- Audience: Policymakers, telecom operators, startups, OEMs, and researchers.
Strategic Importance
- Policy Impact: The summit emphasized the need for robust AI governance frameworks in telecom to balance innovation with consumer protection.
- Industry Transformation: AI is expected to drive network optimization, predictive analytics, and personalized services, reducing costs while improving efficiency.
- Startup Ecosystem: The event provided a platform for startups to showcase AI-powered telecom solutions, encouraging collaboration with larger operators.
Challenges & Considerations
- Data Privacy: Ensuring compliance with India’s evolving data protection laws.
- Ethical AI: Avoiding bias in AI-driven decision-making.
- Implementation Barriers: High infrastructure costs and skill gaps in AI adoption.
- Regulatory Balance: TRAI highlighted the importance of flexible yet secure policies to foster innovation without compromising safety.
Why in news?
Himachal Pradesh's Una district Rampur gram panchayat hosted the third edition of Sujal gram Samvad, featuring live national broadcasts viewed by villagers, officials, and schoolchildren. Discussions focused on Jal Jeevan Mission achievements, including one overhead tank, two pump houses, new household connections, and 100% coverage for reliable drinking water.โ
About Sujal Gram Samvad
Sujal Gram Samvad is a multilingual dialogue platform launched by the Ministry of Jal Shakti to connect rural communities directly with government leaders, focusing on water governance and the Jal Jeevan Mission (JJM).
Key facts
- Initiative by: Department of Drinking Water & Sanitation (DDWS), Ministry of Jal Shakti.
- Purpose: To strengthen community-led water governance and ensure grassroots voices are heard.
- Format: Villagers from different states share experiences in their own regional languages with Union ministers and officials.
- Focus: Success stories, challenges, and transformation under the Jal Jeevan Mission (JJM), which aims to provide safe tap water to every rural household.
Key Highlights
- First Edition (Nov 2025):
- Connected villages across 12 States/UTs.
- Villagers narrated how access to tap water improved health, reduced water-borne diseases, enabled girls to attend school regularly, and freed women from hours of water collection.
- It was described as a first-of-its-kind multilingual platform for rural dialogue.
- Second Edition (Dec 2025):
- Covered 8 Gram Panchayat headquarters villages across 8 states.
- Union Minister C.R. Patil interacted in Gujarati with Mehsana district villagers, while MoS V. Somanna spoke in Kannada with Udupi district villagers.
- Emphasized Jan Bhagidari (people’s participation) and community-led implementation of JJM.
Importance
- Empowers rural communities: Direct dialogue ensures villagers’ concerns and achievements are recognized at the national level.
- Strengthens governance: Encourages transparency and accountability in water supply schemes.
- Cultural inclusivity: Multilingual format respects local identities and makes communication more effective.
- Social impact: Safe tap water reduces disease burden, improves education (especially for girls), and enhances quality of life.
Challenges & Considerations
- Scalability: Ensuring every village gets equal representation.
- Follow-up action: Dialogue must translate into policy adjustments and faster implementation.
- Technology access: Dependence on video conferencing may exclude the most remote communities.
Why in news?
Kaladi, a traditional dairy product from Udhampur district in Jammu & Kashmir, recently made headlines for efforts to upscale its production while retaining its unique qualities.
About Kaladi
- Kaladi (or Kalari) is a traditional ripened cheese made from cow or buffalo milk, native to the Udhampur district of Jammu & Kashmir.
- It is often described as the “mozzarella of Jammu” because of its stretchy texture and distinct milky flavor.
- Traditionally, Kaladi is pan-fried and eaten with chapati or served as a snack.
GI Tag Significance
- The GI tag protects Kaladi’s authenticity, ensuring only cheese produced in its native region using traditional methods can be marketed under the name.
- It boosts local farmers and producers, giving them exclusive rights and preventing imitation.
- The tag also helps in branding and export opportunities, making Kaladi a potential culinary ambassador of Jammu & Kashmir.
Government Initiatives
- Under the One District One Product (ODOP) scheme, the government is working to upscale Kaladi using advanced food technologies.
- CSIR laboratories (like CFTRI Mysuru and IIIM Jammu) are tasked with:
- Value addition (new recipes, diverse applications)
- Shelf-life enhancement (better packaging, preservation)
- Nutrient profiling (scientific characterization of Kaladi’s nutritional properties)
- The aim is to expand Kaladi’s reach to national and international markets while preserving its traditional flavor and texture.
Importance
| Aspect |
Impact |
| Cultural Heritage |
Preserves Jammu’s traditional dairy craft |
| Economic Growth |
Supports local farmers & small producers |
| Market Expansion |
Opens doors for national & global trade |
| Food Innovation |
Enables recipe diversification & modern applications |
|
Why in news?
The Central Silk Board (CSB), under India's Ministry of Textiles, recently received an approval limit increase to โน1 crore from โน50 lakh to speed up project implementations in the silk sector. This change, effective via an amendment to its 1955 rules, addresses rising costs for infrastructure and technology while decentralizing decisions. The move supports India's silk industry, which produced over 41,000 metric tonnes in FY25 and employs nearly 10 million people.
About Central Silk Board
The Central Silk Board (CSB) is a statutory body under the Ministry of Textiles, Government of India, established in 1948 to oversee and promote the silk industry across the country. It plays a crucial role in research, development, policy-making, and implementation of schemes related to sericulture and silk production.
Key facts
- Established: 1948, by an Act of Parliament (Act No. LXI of 1948).
- Administrative Control: Ministry of Textiles, Government of India.
- Headquarters: Bengaluru.
- Nature: Statutory and autonomous body.
- Current Member Secretary: Shri P. Sivakumar, IFS.
Mandates & Functions
- Research & Development: Scientific, technological, and economic research in the silk sector.
- Silkworm Seed Production: Establishing a national network for quality seed distribution.
- Policy Advisory: Advising the government on sericulture and silk industry matters.
- Standardization: Ensuring quality standards for silk production and trade.
- Schemes Implemented:
- Silk Samagra: Comprehensive scheme for sericulture development.
- SAMARTH: Skill development initiative for silk sector workers.
Impact & Reach
- Institutes & Units: 159 research institutes, farms, and labs across India.
- Livelihoods: Around 9.5 million people depend on sericulture for their income.
- Beneficiaries: Artisans, tribals, women, and marginalized communities.
- Global Vision: Aiming to make India a leader in silk production and innovation.
Emerging Focus Areas
- Farm to Fabric Technologies: Innovations in pre-cocoon and post-cocoon sectors.
- Silk By-products: Applications in cosmetics, pharmaceuticals, nutraceuticals.
- Medical & Biotech Uses: Silk in sutures, tissue engineering, and biomaterials.
- Sustainability: Eco-friendly practices and circular economy in silk industry.
Why in news?
Recent research highlights advancements in understanding the Darwin's bark spider (Caerostris darwini), known for producing the toughest biological silk.
About the research
Scientists from China, Madagascar, Slovenia, and the US examined bark spiders, including C. darwini and C. kuntneri, to identify conditions for their ultra-tough silk production. Only large adult females generate this exceptional silk, which boasts a tensile strength of about 1.6 GPa—three times stronger than iron and tougher than steel—due to evolutionary pressures for massive webs over water.
About Darwin’s bark spider
Darwin’s bark spider (Caerostris darwini) is an orb-weaver spider from Madagascar, famous for spinning the largest and toughest webs in the world. Its silk is stronger than Kevlar and its webs can span rivers up to 25 meters wide.
Origin and Discovery
- Discovered: 2009 in Andasibe-Mantadia National Park, Madagascar.
- Named after: Charles Darwin, on November 24, 2009 — exactly 150 years after On the Origin of Species was published.
Web Characteristics
- Size: Largest orb webs known, ranging from 0.09 to 2.8 m² (up to 30 sq ft).
- Span: Bridge lines can stretch up to 25 meters (82 ft) across rivers and streams.
- Purpose: These massive webs allow the spider to catch flying insects over water, a niche few other spiders exploit.
Silk Properties
- Tensile strength: About 1.6 GPa, making it the toughest biological material ever studied.
- Comparison: Over 10 times tougher than Kevlar of the same size.
- Potential applications: Scientists study it for inspiration in biomaterials, engineering, and medicine.
Physical Description
- Belongs to the family Araneidae (orb-weavers).
- Has a hairy, textured body with long legs adapted for anchoring webs across wide gaps.
- Typically brown or dark-colored, blending with bark and foliage for camouflage.
Why in news?
The Bombay Natural History Society (BNHS) and National Mission for Clean Ganga (NMCG) have launched projects to protect breeding habitats of Indian Skimmer.
About Indian Skimmer
The Indian Skimmer (Rynchops albicollis) is an endangered river bird of South Asia, known for its striking black, white, and orange plumage and unique feeding style of skimming water with its elongated lower mandible.
Key facts
- Scientific name: Rynchops albicollis
- Family: Laridae (same as gulls and terns)
- Conservation status: Endangered (IUCN Red List)
- Distribution: Patchy populations across South Asia, especially India, Bangladesh, and Pakistan.
Physical Features
- Bold black upperparts and white underparts.
- Bright orange beak and legs.
- Distinctive longer lower mandible used to skim water surfaces for fish.
Habitat
- Prefers large, slow-flowing rivers with exposed sandbars and islands.
- Breeding grounds include Ganga, Chambal, Yamuna, and their tributaries.
- During non-breeding season, they may move to coastal estuaries.
Feeding Behavior
- Flies low over water, dragging its lower mandible to catch fish and aquatic insects.
- This specialized feeding technique is rare among birds, making the skimmer unique.
Conservation Challenges
- Habitat loss due to sand mining, dam construction, and river pollution.
- Disturbance of nesting sites on sandbars by humans and livestock.
- Declining population with fewer than 20,000 individuals estimated globally.
Question & Answer
Question 1. The recent TRAI–STPI Summit focused on Artificial Intelligence in Telecommunication. Which of the following best represents the core regulatory challenge highlighted concerning the rapid adoption of AI in this sector?
Select your answer:
A) The inability of current telecom infrastructure to handle the computational load of AI algorithms.
B) Balancing rapid innovation and network optimization with robust AI governance and consumer data privacy.
C) Lack of standardization in 5G deployment protocols necessary for effective AI integration.
D) The mandatory requirement for state-owned entities to exclusively develop and own all AI-driven telecom solutions.
Explanation: (B)
The summit emphasized the strategic importance of AI in telecom but simultaneously stressed the need for robust AI governance frameworks to balance innovation with crucial considerations like consumer protection and data privacy, especially given India's evolving data protection laws.
Question 2. The Central Silk Board (CSB) is a statutory body under the Ministry of Textiles. The recent administrative amendment increasing its financial approval limit suggests a move towards:
Select your answer:
A) Centralizing all procurement decisions at the Ministerial level to ensure uniformity.
B) Complete privatization of the seed production and quality certification process.
C) Decentralizing financial powers to speed up project implementation and respond to rising sectoral costs.
D) Shifting its administrative control entirely to the Ministry of Commerce and Industry.
Explanation: (C)
The increase in the financial approval limit for the Central Silk Board (CSB) from โน50 lakh to โน1 crore is explicitly aimed at speeding up project implementations and decentralizing decision-making to address increasing costs in the sector.
Question 3. The integration of the SAMPANN Pension Portal with platforms like UMANG and DigiLocker primarily serves to enhance which aspect of public service delivery for pensioners?
Select your answer:
A) Mandating biometric attendance for all pension disbursement transactions.
B) Providing paperless, transparent access to documents like e-PPOs and facilitating digital life certificate submission without physical office visits.
C) Redirecting all pension queries exclusively to the Ministry of Finance for centralized dispute resolution.
D) Automating the calculation of pension gratuity based on real-time inflation indices.
Explanation: (B)
The SAMPANN portal's integration with UMANG and DigiLocker allows DoT pensioners to access documents (like e-PPOs) and submit necessary clearances (like Life Certificates) digitally, thereby ensuring a paperless and efficient service delivery mechanism.
Question 4. The Atal Pension Yojana (APY) is characterized by which of the following features related to its scope and management?
Select your answer:
A) It is managed by the Employees' Provident Fund Organisation (EPFO) and is mandatory for all registered workers in the formal sector.
B) It provides a guaranteed minimum monthly pension post-retirement, assured by the Government of India, targeting unorganized sector workers.
C) Eligibility includes individuals up to the age of 50, and it offers variable returns based on market performance, managed by the IRDAI.
D) Contributions can be withdrawn prematurely without penalty if the subscriber joins the formal employment sector.
Explanation: (B)
APY targets unorganized sector workers, provides a guaranteed pension between โน1,000 and โน5,000 post-60, and this pension amount is assured by the Government of India. It is administered by the PFRDA, not EPFO, and has strict eligibility/exit rules.
Question 5. The recent focus on upscaling 'Kaladi' cheese from Jammu & Kashmir involves collaboration between the ODOP scheme and which category of scientific institutions?
Select your answer:
A) Institutes under the Indian Council of Agricultural Research (ICAR) for crop diversification.
B) Laboratories under the Council of Scientific and Industrial Research (CSIR) for shelf-life enhancement and value addition.
C) Institutes under the Ministry of Food Processing Industries (MoFPI) for primary procurement standardization.
D) Institutes under the National Dairy Development Board (NDDB) focusing solely on milk yield enhancement.
Explanation: (B)
The efforts to upscale Kaladi, a GI product, involve CSIR laboratories (like CFTRI Mysuru and IIIM Jammu) working on scientific characterization, shelf-life enhancement, and value addition to expand its market reach while preserving traditional methods.
Question 6. What is the primary objective and format of the 'Sujal Gram Samvad' initiative launched by the Ministry of Jal Shakti?
Select your answer:
A) To conduct mandatory technical audits of existing hydro-power projects using satellite mapping technology.
B) To establish new micro-irrigation facilities through direct central government subsidies announced in Gram Sabhas.
C) To strengthen community-led water governance under JJM through multilingual, direct dialogue between villagers and Union ministers.
D) To monitor groundwater depletion rates using community-reported data collected via mobile apps.
Explanation: (C)
Sujal Gram Samvad is a multilingual dialogue platform by the Ministry of Jal Shakti designed to strengthen community-led water governance (Jan Bhagidari) under the Jal Jeevan Mission by enabling direct grassroots feedback and sharing success stories with central leadership.
Question 7. The Darwin's bark spider is scientifically significant because its silk possesses an extraordinarily high tensile strength, comparable to which man-made material, making it a focus for biomaterial research?
Select your answer:
A) High-density Polyethylene (HDPE)
B) Kevlar (Aramid fiber)
C) Aerogel (Extremely low-density solid)
D) Graphene Nanotubes (High electrical conductivity materials)
Explanation: (B)
The Darwin's bark spider silk has a tensile strength of about 1.6 GPa, which is noted in research to be significantly tougher than Kevlar (over 10 times tougher than Kevlar of the same size), highlighting its potential for biomaterial inspiration.
Question 8. The freedom fighter Parbati Giri, known for her significant contributions during the Quit India Movement, was primarily associated with which of the following states, and later dedicated her post-independence life to social service in the region?
Select your answer:
A) Bihar, focusing on Khadi and village industries
B) Odisha, known as the 'Mother Teresa of Western Odisha'
C) Bengal, particularly in the Swadeshi movement context
D) Andhra Pradesh, organizing movements among coastal communities
Explanation: (B)
Parbati Giri was a prominent freedom fighter from Odisha. After independence, she dedicated herself to social service, earning her the title 'Mother Teresa of Western Odisha' for her work with destitute children and marginalized communities.
Question 9. The conservation efforts focusing on the Indian Skimmer (Rynchops albicollis) are directly linked to which of the following habitat requirements?
Select your answer:
A) Deep-sea trenches requiring specialized underwater observation technology.
B) High-altitude alpine meadows near glaciers for nesting.
C) Exposed sandbars and islands along slow-flowing large rivers for breeding.
D) Dense mangrove forests in brackish water estuaries only.
Explanation: (C)
The Indian Skimmer, an endangered river bird, prefers large, slow-flowing rivers (like the Ganga and Chambal) that provide exposed sandbars and islands essential for its breeding grounds. Conservation efforts, in partnership with NMCG, target these specific riverine habitats.
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