CA-15/01/2026
Contents
1. Prevention of Corruption Act, 1988
2. Licensing of Urban Cooperative Banks (UCBs)
3. Paripoorna Mediclaim Ayush Bima
4. INSV Kaundinya
5. Export Preparedness Index (EPI) 2024
6. Artemis II mission
7. Advisory Board on Disarmament Matters (ABDM)
8. Drosophila Melanogaster
9. Latam GPT
10. Pax Silica
Prevention of Corruption Act, 1988
Why in news?
The Supreme Court recently delivered a split verdict on the constitutional validity of Section 17A of the Prevention of Corruption Act, 1988, introduced via the 2018 amendment. This provision requires prior approval before initiating any inquiry or investigation against public servants for actions in their official duties.
- Split Verdict (Jan 2026):
- A two-judge bench of the Supreme Court (Justices B.V. Nagarathna and K.V. Viswanathan) differed on whether Section 17A is constitutional.
- Justice Nagarathna questioned whether mandatory prior sanction hampers anti-corruption investigations.
- Justice Viswanathan upheld Section 17A but suggested that sanction should be decided by independent bodies like the Lokpal or Lokayukta.
- Impact:
- The matter has now been referred to a larger bench for final resolution.
- This decision could redefine how corruption cases against public servants are investigated in India.
Why Section 17A Matters?
- Introduced in 2018 Amendment: Requires prior approval from the government before investigating public servants for corruption.
- Supporters argue: It protects honest officials from frivolous or politically motivated cases.
- Critics argue: It delays investigations and shields corrupt officials.
About Prevention of Corruption Act, 1988
The Prevention of Corruption Act, 1988 is India’s primary anti-corruption law. It consolidates earlier laws, defines corruption-related offences, prescribes punishments for public servants and those who bribe them, and establishes special courts for speedy trials.
- Scope: Applies across India and covers both public servants and those who attempt to influence them.
Key Provisions
- Special Judges (Sections 3–6):
- Empowered to try corruption cases.
- Can use summary procedures for faster trials.
- Major Offences (Sections 7–13):
- Section 7: Public servant taking gratification other than legal remuneration.
- Section 7A: Taking undue advantage to influence a public servant.
- Section 8: Bribing a public servant.
- Section 9: Bribing a public servant through personal influence.
- Section 13: Criminal misconduct by a public servant (e.g., misappropriation, abuse of position).
- Punishments:
- Rigorous imprisonment (generally 3–7 years, extendable to 10 years).
- Fines in addition to imprisonment.
- Investigation (Section 17):
- Conducted by police officers of a certain rank (e.g., Deputy Superintendent of Police or above).
- Sanction for Prosecution (Section 19):
- Prior approval required before prosecuting public servants, to prevent frivolous cases.
Licensing of Urban Cooperative Banks (UCBs)
Why in news?
The Reserve Bank of India (RBI) has proposed resuming the licensing of Urban Cooperative Banks (UCBs) after more than two decades. The plan includes stringent eligibility norms, such as a minimum capital requirement of ₹300 crore, strong governance standards, and proven financial track records.
RBI Proposal for Resumption of UCB Licensing
Background
- RBI stopped issuing new UCB licenses in 2004 due to governance failures and financial instability in the sector.
- After 20+ years, RBI has released a discussion paper (January 2026) to invite feedback on restarting licensing.
Key Proposals
- Minimum Capital Requirement: ₹300 crore for new UCBs.
- Track Record: At least 10 years of active operations with a strong financial history.
- Financial Health Norms:
- Capital to Risk-Weighted Assets Ratio (CRAR) ≥ 12%
- Net Non-Performing Assets (NPA) ≤ 3%
- Governance Standards: Stricter rules for board composition, transparency, and accountability.
- Objective: Strengthen cooperative banking, improve resilience, and restore trust in UCBs.
Risks & Challenges
- High Entry Barriers: Smaller cooperatives may struggle to meet ₹300 crore capital norms.
- Governance Compliance: Ensuring professional management in traditionally community-driven banks could be difficult.
- Sector Consolidation: May lead to fewer but stronger UCBs, reducing local diversity.
- Regulatory Burden: Compliance costs could discourage new entrants.
Implications
- Positive: Stronger, well-capitalized UCBs can enhance financial inclusion, especially in semi-urban and rural areas.
- Negative: Smaller cooperative societies may be excluded, potentially limiting grassroots banking.
- Strategic Outlook: RBI aims to balance financial stability with inclusive growth, ensuring UCBs remain relevant in India’s evolving banking ecosystem.
Paripoorna Mediclaim Ayush Bima
Why in news?
Paripoorna Mediclaim Ayush Bima is a newly launched optional health insurance policy exclusively for Central Government Health Scheme (CGHS) beneficiaries, offering cashless treatment, modern medical procedures, and coverage up to ₹20 lakh.
Highlights of Paripoorna Mediclaim Ayush Bima
- Target Group: Exclusively for CGHS beneficiaries (Central Government employees, pensioners, and their dependents).
- Family Coverage: Up to six members can be included under one policy.
- Sum Insured Options: Beneficiaries can choose between ₹10 lakh or ₹20 lakh coverage.
- Cashless Facility: Access to a wide hospital network across India with cashless treatment.
- Modern & AYUSH Treatments: Covers both modern medical procedures and AYUSH (Ayurveda, Yoga, Unani, Siddha, Homeopathy) treatments.
- Co-payment Flexibility: Two options available:
- 70:30 (insurer pays 70%, insured pays 30%)
- 50:50 (equal sharing of costs)
This scheme is designed to expand healthcare access for government employees and pensioners, especially by integrating AYUSH treatments with modern medical coverage. It provides financial protection against high medical costs while giving flexibility in co-payment and family coverage
Why in news?
INSV Kaundinya, an Indian Naval Sailing Vessel, recently completed its maiden overseas voyage. The traditionally built stitched ship reached Muscat, Oman, after departing from Porbandar, Gujarat.​
About INSV Kaundinya
INSV Kaundinya is the Indian Navy’s newly inducted traditional stitched sailing vessel, inspired by ancient Indian shipbuilding techniques and Ajanta Cave depictions. It was formally inducted in May 2025 and embarked on its maiden overseas voyage to Oman in December 2025.
Key Facts about INSV Kaundinya
- Type of Vessel: Traditional stitched sail ship (no nails used, planks stitched together with rope).
- Historical Inspiration: Based on a 5th century CE ship depicted in Ajanta Cave paintings.
- Induction Date: 21 May 2025 at Naval Base Karwar, in a ceremony presided over by the Minister of Culture.
- Project Origin: Initiated in July 2023 through a tripartite agreement between the Ministry of Culture, Indian Navy, and M/s Hodi Innovations, funded by the Ministry of Culture.
- Maiden Voyage: Flagged off on 29 December 2025 from Porbandar, Gujarat to Muscat, Oman.
- Purpose: Revives India–Oman maritime heritage and celebrates India’s ancient oceanic traditions.
Importance
- Cultural Revival: It reconnects modern India with its maritime past, showcasing shipbuilding techniques that flourished centuries ago.
- Diplomatic Symbolism: The maiden voyage to Oman highlights historic trade and cultural ties between India and Oman.
- Educational Value: Serves as a living museum on water, teaching naval cadets and the public about India’s maritime heritage.
- Innovation in Tradition: Demonstrates how ancient craftsmanship can be preserved and celebrated alongside modern naval technology.
Export Preparedness Index (EPI) 2024
Why in news?
The Export Preparedness Index (EPI) 2024, released by NITI Aayog in January 2026, ranks Indian states and Union Territories on their readiness to drive and sustain export growth. Maharashtra, Tamil Nadu, and Gujarat emerged as the top three large states, while Uttarakhand led among smaller states.
About Export Preparedness Index (EPI)
- Purpose: To benchmark states and UTs on their ability to promote exports, strengthen infrastructure, and integrate into global value chains.
- Publisher: NITI Aayog, Government of India.
- Framework: Evaluates states across four pillars:
- Export Policy – effectiveness of state-level export strategies.
- Business Ecosystem – ease of doing business, institutional support.
- Export Ecosystem – infrastructure, logistics, and trade facilitation.
- Export Performance – actual outcomes in terms of export volumes and diversification.
Key Rankings in EPI 2024
| Category |
Top Performers |
| Large States |
1. Maharashtra, 2. Tamil Nadu, 3. Gujarat |
| Smaller States |
1. Uttarakhand, 2. Jammu & Kashmir, 3. Nagaland |
| Union Territories |
Dadra & Nagar Haveli & Daman & Diu, Goa, Tripura |
Insights from the Report
- Maharashtra & Tamil Nadu: Strong industrial base, diversified exports, and robust logistics.
- Gujarat: Port-led infrastructure and strong policy support.
- Uttarakhand: Emerging as a hub for niche exports, leveraging policy and institutional support.
- Policy Emphasis: NITI Aayog highlighted the need for predictable policies, cost competitiveness, and institutional robustness to sustain India’s export trajectory.
Challenges & Considerations
- Infrastructure gaps in smaller states and UTs.
- Need for diversification beyond traditional sectors (textiles, gems & jewellery, IT).
- Global headwinds like supply chain disruptions and trade protectionism could affect outcomes.
- Capacity building at district level is crucial, as exports are increasingly shaped by local ecosystems.
Why in news?
Artemis II represents NASA's first crewed Artemis mission, set to send four astronauts on a 10-day lunar flyby. Recent updates confirm preparations are advancing toward a launch no earlier than February 2026.​
About Artemis II
Artemis II is NASA’s first crewed mission of the Artemis program, scheduled no later than April 2026. It will send four astronauts on a 10‑day journey around the Moon to test deep‑space systems before future lunar landings.
Key highlights of the mission
- Type: Crewed lunar flyby
- Duration: ~10 days
- Launch Vehicle: Space Launch System (SLS) rocket
- Spacecraft: Orion capsule
- Objective: Validate life-support, propulsion, navigation, and communication systems in deep space with humans aboard.
This mission builds on the success of Artemis I (2022), which was uncrewed but proved the hardware. Artemis II is the crucial step toward establishing a long-term human presence on the Moon and eventually preparing for Mars exploration.
Crew Members
The Artemis II crew represents a diverse team of astronauts from NASA and the Canadian Space Agency (CSA):
- Reid Wiseman (Commander) – Veteran astronaut, previously flew on the ISS.
- Victor Glover (Pilot) – First Black astronaut to fly to the Moon; also served on the ISS.
- Christina Hammock Koch (Mission Specialist) – Will be the first woman to travel around the Moon.
- Jeremy Hansen (Mission Specialist, CSA) – First Canadian astronaut to join a lunar mission.
Mission Goals
- System Validation: Ensure Orion’s environmental control, propulsion, and communication systems work with crew aboard.
- Trajectory Test: Perform a lunar flyby, reaching thousands of kilometers beyond the Moon before returning to Earth.
- Safety Assurance: Confirm readiness for Artemis III, which aims to land astronauts on the lunar surface.
- International Collaboration: Highlight NASA’s partnership with CSA and other global space agencies.
Challenges & Risks
- Launch Schedule: Currently set for no later than April 2026, but delays are possible due to technical readiness.
- Deep Space Hazards: Radiation exposure, communication delays, and spacecraft reliability are critical factors.
- Gateway to Mars: Success of Artemis II is essential for proving technologies that will later support human missions to Mars.
Advisory Board on Disarmament Matters (ABDM)
Why in news?
Senior Indian diplomat DB Venkatesh Varma was nominated by UN Secretary-General António Guterres to chair the ABDM for the 2026–27 term, announced around January 12-13, 2026. This historic appointment highlights India's growing role in global disarmament discussions, as Indians had previously served only as members.
About the Advisory Board on Disarmament Matters (ABDM)
The Advisory Board on Disarmament Matters (ABDM) is a United Nations body created in 1978 to advise the Secretary-General on arms limitation and disarmament issues. It also serves as the Board of Trustees for the United Nations Institute for Disarmament Research (UNIDIR).
Key highlights
- Establishment: Created in 1978 following the Tenth Special Session of the UN General Assembly.
- Mandate: Current mandate stems from General Assembly decision 54/418 (1999).
- Functions:
- Advise the UN Secretary-General on arms limitation and disarmament matters.
- Provide guidance on studies and research conducted under UN auspices.
- Act as the Board of Trustees of UNIDIR, overseeing its work.
- Advise on the implementation of the UN Disarmament Information Programme.
- Membership: Appointed by the Secretary-General, typically composed of 15–20 experts from diverse regions and backgrounds.
Key Roles and Importance
- Policy Guidance: Offers independent expert advice to shape UN disarmament policies.
- Research Oversight: Ensures UNIDIR’s research aligns with global disarmament priorities.
- Information Dissemination: Supports initiatives to spread awareness about disarmament and arms control.
- Global Representation: Members reflect geographical diversity, ensuring balanced perspectives.
Why in news?
Recent research on Drosophila melanogaster, the common fruit fly, highlights its role as a key model organism in studies on aging, climate adaptation, and neuroscience.
About Drosophila melanogaster
Drosophila melanogaster, commonly known as the fruit fly, is a small insect widely used as a model organism in genetics, biology, and neuroscience due to its short life cycle, simple genome, and similarity to human genetic processes.
Aging Research
- Cytoskeletal changes: A 2024 study found that accumulation of F-actin in the brain drives age-related decline. Reducing F-actin levels prevented cognitive decline and extended healthspan.
- Gut-brain signaling: Another study showed that neuropeptide F, insulin, and juvenile hormone link dietary signals from the gut to systemic aging. This highlights how nutrient sensing directly influences lifespan.
- Neuronal decay: Research in PLOS Biology demonstrated that microtubule cytoskeleton breakdown accelerates neuronal aging, contributing to neurodegenerative disease models.
Climate Adaptation
- Drosophila is increasingly used to study thermal tolerance and climate resilience.
- Its short life cycle allows rapid observation of evolutionary adaptation to temperature shifts, making it a model for predicting how species may respond to global warming.
- Studies focus on heat shock proteins, metabolic flexibility, and genetic variation that enable survival under changing climates
Importance for science
- Model organism: Proposed for research in 1901 and has since become central to genetics, physiology, and developmental biology.
- Genetics: Helped uncover fundamental principles like inheritance, mutations, and gene mapping.
- Space research: First animal launched into space in 1946.
- Human relevance: Shares ~60% of genes with humans, making it crucial for studying diseases, neurobiology, and aging.
Key Features of Drosophila melanogaster
- Life cycle: Egg → Larva → Pupa → Adult (completed in ~10 days at 25°C).
- Physical traits: Small body (~3 mm), red compound eyes, transparent wings.
- Reproduction: Females lay hundreds of eggs; rapid generational turnover aids experiments.
- Behavioral studies: Used to study circadian rhythms, courtship, learning, and memory.
Why in news?
Latam GPT is an open-source large language model developed in Latin America, primarily led by Chile's National Center for Artificial Intelligence (Cenia). It aims to better represent the region's cultural, linguistic, and historical diversity through training on local data in Spanish, Portuguese, and indigenous languages.​
Key Facts about Latam‑GPT
- Leadership: The project is spearheaded by CENIA (Chile’s National Center for Artificial Intelligence), with contributions from over 30 strategic partners across Latin America.
- Open‑Source Mission: Latam‑GPT is explicitly open‑source, aiming to democratize access to advanced AI tools in the region.
- Scale: The model is being trained with 50 billion parameters, putting it in the same league as commercial‑grade LLMs.
- Infrastructure: A new supercomputing center in Chile supports training, featuring 12 nodes with 8 NVIDIA H200 GPUs each.
- Regional Dataset: Training uses a multi‑terabyte dataset curated from Latin American sources to ensure cultural and linguistic relevance.
- Applications: Focus areas include education, healthcare, and agriculture, with the goal of producing AI that reflects local realities and needs.
- Philosophy: The initiative emphasizes technological sovereignty, ensuring Latin America has local control over AI infrastructure and development.
Challenges & Considerations
- Scale vs. Competition: While 50 billion parameters is impressive, global models often exceed this, meaning Latam‑GPT may face performance gaps in some tasks.
- Funding & Sustainability: Maintaining supercomputing infrastructure and continuous training requires significant investment.
- Adoption: Success depends on whether governments, universities, and startups in Latin America actively integrate Latam‑GPT into their workflows.
- Global Recognition: Competing with entrenched players like OpenAI and Google will require strong branding and demonstrable regional advantages.
Why in news?
The U.S. Ambassador to India announced in early January 2026 that New Delhi has been invited to join as a full member next month, marking a shift after initial exclusion due to India's limited edge in critical technologies.​
Key Highlights of India’s Invitation
- Reason for Inclusion: Reflects Washington’s intent to deepen strategic cooperation with India in critical minerals, semiconductors, and AI supply chains.
- Shift in Policy: India was initially left out of Pax Silica’s launch in December 2025, but growing recognition of India’s role in global technology ecosystems prompted the invitation.
- Strategic Context: Seen as part of the U.S. effort to align major democracies in securing resilient supply chains for silicon and critical minerals, echoing the “economic security consensus for the AI era.”
Importance for India
- Technology Ecosystem Boost: Membership could accelerate India’s semiconductor and AI infrastructure ambitions.
- Global Positioning: Strengthens India’s role in shaping supply chain resilience alongside the U.S. and other allies.
- Economic Security: Offers India access to collaborative frameworks for critical minerals, reducing dependence on single-source suppliers.
- Diplomatic Leverage: Signals trust and recognition of India’s growing importance in the global technology order.
Risks & Challenges
- Capability Gap: India still lags in semiconductor fabrication compared to East Asian economies.
- Implementation: Translating membership into tangible benefits requires rapid domestic capacity building.
- Geopolitical Balancing: India must manage ties with other major players (e.g., China, Russia) while aligning with U.S.-led frameworks.
About Pax Silica
Pax Silica is a U.S.-led international initiative launched in December 2025 to secure and strengthen global supply chains for semiconductors, silicon, and critical minerals essential to the AI era. It aims to ensure resilience, prosperity, and innovation in the technologies that underpin artificial intelligence and advanced computing.
Key facts
- Name Origin:
- Pax (Latin) → peace, stability, prosperity.
- Silica → silicon dioxide, precursor to silicon, the base material for semiconductors.
- Launch: December 2025, with a founding summit in Washington, D.C..
Objectives
- Supply Chain Security: Reduce vulnerabilities in semiconductor and AI infrastructure supply chains.
- Economic Security Consensus: Align trusted partners on a shared vision for technological and economic resilience.
- Innovation Ecosystem: Support advanced computing, chip manufacturing, and AI infrastructure development.
- Global Cooperation: Build coalitions among allies to ensure prosperity and stability in the AI-driven economy.
Challenges & Risks
- Geopolitical Competition: Control over semiconductor supply chains is a major arena of global rivalry.
- Resource Dependence: Critical minerals (like rare earths) are concentrated in few countries, creating risks of monopolization.
- Implementation Complexity: Aligning diverse economies and industries under one framework requires sustained diplomacy.
- Technology Race: Ensuring innovation while balancing security may create tensions between openness and protectionism.
Question & Answer
Question 1. The recent proposal by the RBI to resume the licensing of Urban Cooperative Banks (UCBs) is characterized by stringent financial prerequisites. Which of the following is the proposed minimum capital requirement for new UCBs?
Select your answer:
A) ₹100 crore
B) ₹300 crore
C) ₹500 crore
D) The capital requirement is tied to the Net NPA ratio, not a fixed sum.
Explanation: (B)
The RBI proposal stipulates a minimum capital requirement of ₹300 crore for new Urban Cooperative Banks.
Question 2. The development of Latam GPT, led by Cenia in Chile, primarily emphasizes which principle in the context of global Large Language Models (LLMs)?
Select your answer:
A) Maximizing commercial profit through proprietary algorithms.
B) Achieving superior performance metrics against established Western models.
C) Promoting technological sovereignty by training models on regionally specific, local data.
D) Centralizing model infrastructure exclusively within South American governmental servers.
Explanation: (C)
Latam GPT is explicitly open source and aims for technological sovereignty by ensuring AI development reflects local cultural and linguistic realities through training on regional datasets, rather than simply competing on scale.
Question 3. With reference to Section 17A of the Prevention of Corruption Act, 1988, which was recently subject to a split Supreme Court verdict, consider the following statements:
1. This section mandates prior government approval before initiating any inquiry or investigation against a public servant.
2. The primary objective of introducing this provision via the 2018 Amendment was to shield honest officials from politically motivated prosecution.
Select your answer:
A) 1 only
B) 2 only
C) Both 1 and 2
D) Neither 1 nor 2
Explanation: (C)
Statement 1 is correct as Section 17A requires prior approval before inquiry or investigation. Statement 2 is also correct, as supporters of the amendment argue it protects honest officers from frivolous cases, although critics disagree with this effect.
Question 4. The Paripoorna Mediclaim Ayush Bima policy is specifically designed for beneficiaries of which major central government health scheme, offering coverage that includes both modern medicine and AYUSH treatments?
Select your answer:
A) Pradhan Mantri Jan Arogya Yojana (PM-JAY)
B) Central Government Health Scheme (CGHS)
C) Ayushman Bharat Health Account (ABHA)
D) Rashtriya Swasthya Bima Yojana (RSBY)
Explanation: (B)
The Paripoorna Mediclaim Ayush Bima is an optional policy exclusively for Central Government Health Scheme (CGHS) beneficiaries.
Question 5. The Artemis II mission, set to be the first crewed lunar flyby of the Artemis program, is designed primarily to test which critical aspect before future lunar landings?
Select your answer:
A) Testing propulsion efficiency on Martian atmosphere entry.
B) Validating the Orion capsule's life-support and deep-space systems with humans aboard.
C) Demonstrating the construction of a lunar habitat using in-situ resources.
D) Practicing rendezvous and docking maneuvers with the planned Lunar Gateway station.
Explanation: (B)
Artemis II is the crewed mission to test the Orion spacecraft’s life-support, navigation, and communication systems in deep space with astronauts before the Artemis III landing attempt.
Question 6. Recent research on Drosophila melanogaster (fruit fly) has provided significant insights into aging. Which molecular change in the brain was correlated with age-related cognitive decline in these studies?
Select your answer:
A) Deficiency of Juvenile Hormone (JH)
B) Accumulation of F-actin
C) Degradation of Neuropeptide F receptors
D) Overexpression of Heat Shock Proteins
Explanation: (B)
A recent study mentioned found that the accumulation of F-actin in the brain drives age-related decline in Drosophila, and reducing it prevented cognitive decline.
Question 7. The Export Preparedness Index (EPI) 2024, released by NITI Aayog, evaluates states based on four main pillars. Which of these pillars focuses on the actual outcomes in terms of export volumes and diversification?
Select your answer:
A) Export Policy
B) Business Ecosystem
C) Export Ecosystem
D) Export Performance
Explanation: (D)
The framework of EPI evaluates states across four pillars: Export Policy, Business Ecosystem, Export Ecosystem, and Export Performance. Export Performance measures the actual outcomes in terms of export volumes and diversification.
Question 8. The INSV Kaundinya, recently undertaking a voyage to Oman, represents a revival of ancient Indian shipbuilding techniques. Which historical source primarily inspired its design?
Select your answer:
A) The inscriptions found at the Sanchi Stupa.
B) The ship depicted in the Ajanta Cave paintings.
C) The shipbuilding references in the Arthashastra.
D) The designs described in the Kautilya's Niryukta.
Explanation: (B)
INSV Kaundinya is based on a 5th-century CE ship depicted in the Ajanta Cave paintings. It is a traditionally stitched ship, using no nails.
Question 9. The UN Advisory Board on Disarmament Matters (ABDM), which DB Venkatesh Varma was recently nominated to chair, serves a dual function critical to global disarmament efforts. Besides advising the UN Secretary-General, what is its other major role?
Select your answer:
A) It functions as the selection committee for the International Court of Justice judges.
B) It acts as the Board of Trustees for the United Nations Institute for Disarmament Research (UNIDIR).
C) It oversees the implementation of the Comprehensive Nuclear-Test-Ban Treaty (CTBT) verification regime.
D) It drafts binding resolutions for the UN General Assembly on conventional arms trade.
Explanation: (B)
The ABDM serves as the Board of Trustees for the United Nations Institute for Disarmament Research (UNIDIR), overseeing its research and work in addition to advising the Secretary-General.
Question 10. Pax Silica, a U.S.-led initiative recently inviting India as a full member, is primarily focused on securing the global supply chains for which set of key components?
Select your answer:
A) Rare Earth Elements and Quantum Computing Hardware
B) Semiconductors, Silicon, and Critical Minerals
C) 5G Infrastructure and Space Launch Vehicles
D) Biotechnology Patents and Pharma APIs
Explanation: (B)
Pax Silica is focused on securing supply chains for semiconductors, silicon (derived from silica), and the critical minerals essential for the AI era.
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