Daily Current Affairs 2025  

CA-31/12/2025


Contents
1. Dynamic Groundwater Resources Assessment Report 2025
2. Scale-Based Regulation (SBR) for NBFCs
3. RailOne app
4. Srimanta Sankardev
5. Pinaka Long Range Guided Rocket (LRGR 120)
6. Rationalization of international letter mail services
7. TRAI’s light-touch regulatory framework
 

 
Dynamic Groundwater Resources Assessment Report 2025
 
Why in news?
The Dynamic Groundwater Resources Assessment Report 2025 for India has been released by the Ministry of Jal Shakti/CGWB, with national‑level and state‑wise data now publicly available.
 

About the 2025 report
  • The report is the latest annual assessment of India’s dynamic groundwater resources, prepared jointly by the Central Ground Water Board (CGWB) and States/UTs using the IN-GRES GIS-based platform.​
  • It provides estimates of annual groundwater recharge, extractable resources, extraction, stage of extraction, and category (safe/semi‑critical/critical/over‑exploited/saline) for 6,746 assessment units (blocks/mandals/talukas).​
Key national‑level findings (2025)
  • Total Annual Ground Water Recharge: 448.52 Billion Cubic Metres (BCM), marginally higher than about 446.9 BCM reported for 2024.​
  • Annual Extractable Ground Water Resources: 407.75 BCM, slightly up from around 406.19 BCM in 2024.​
  • Total Annual Ground Water Extraction: 247.22 BCM, giving a stage of groundwater extraction of 60.63% for the country.​
Category‑wise status of assessment units
  • Of the 6,746 assessment units: about 73.4% are assessed as safe, 10.5% semi‑critical, 3.05% critical, 11.1% over‑exploited, and 1.8% saline.​
  • Over‑exploited units are concentrated mainly in:
    • North‑West: Punjab, Haryana, Delhi, Western Uttar Pradesh
    • West: Rajasthan, parts of Gujarat
    • South: parts of Karnataka, Tamil Nadu, Telangana, Andhra Pradesh.
Challenges & Risks
  • Regional Over-Exploitation: Punjab, Haryana, Rajasthan, and parts of Tamil Nadu continue to face severe groundwater stress.
  • Agricultural Dependence: Irrigation remains the largest consumer, making groundwater vulnerable to unsustainable farming practices.
  • Climate Variability: Erratic rainfall patterns affect recharge rates, especially in semi-arid regions.
  • Salinity Issues: Coastal and arid zones show rising saline groundwater pockets, impacting drinking water quality.
Actionable Insights
  • Promote Water-Efficient Agriculture: Encourage crop diversification and micro-irrigation.
  • Strengthen Recharge Structures: Rainwater harvesting and aquifer recharge projects must be scaled up.
  • Policy Interventions: Groundwater regulation in over-exploited zones should be enforced more strictly.
  • Community Participation: Local water user associations can help monitor and manage extraction sustainably.
 
 

 
Scale-Based Regulation (SBR) for NBFCs
 
Why in news?
RBI initiated SBR review in late December 2025 per its banking trends report, focusing on NBFCs without public funds/customer interface while addressing systemic risks.
 

About Scale-Based Regulation (SBR)
  • Introduced by RBI (2021, updated 2023–2025): Aimed at strengthening the NBFC sector while recognizing its growing role in credit delivery.
  • Principle: "Proportional regulation"—the bigger and riskier the NBFC, the tighter the rules.
  • Objective: Safeguard financial stability, protect depositors/investors, and prevent systemic risks.
  • Categorizes Non-Banking Financial Companies (NBFCs) into layers based on their size, activity, and systemic importance.
  • It ensures proportionate regulation—lighter rules for smaller NBFCs and stricter oversight for larger, systemically important ones.
Key Regulatory Measures
  • Capital Adequacy: Higher minimum capital ratios for upper-layer NBFCs.
  • Corporate Governance: Stronger board independence, risk management, and disclosure requirements.
  • Risk Management: Enhanced monitoring of interconnectedness with banks and financial markets.
  • Activity Restrictions: Certain sensitive activities (like complex derivatives) may be restricted for lower layers.
  • Periodic Review: RBI reviews NBFCs and can move them between layers depending on systemic importance.
Importance
  • Systemic Stability: NBFCs now account for a large share of credit delivery in India, making them critical to financial stability.
  • Risk Containment: Prevents contagion risks from large NBFCs (e.g., IL&FS crisis).
  • Investor Protection: Ensures transparency and accountability.
  • Flexibility: Smaller NBFCs are not burdened with heavy compliance, encouraging innovation and inclusion.
Challenges & Risks
  • Compliance Burden: Upper-layer NBFCs face costs similar to banks.
  • Dynamic Classification: Frequent reclassification may create uncertainty.
  • Market Impact: Stricter norms could limit aggressive expansion of NBFCs.
  • Interconnectedness Risk: Despite regulation, NBFCs remain deeply linked with banks and capital markets.
 

 
RailOne app
 
Why in news?
Indian Railways announced a 3% discount on unreserved tickets booked via the RailOne app using any digital payment method, effective from January 14 to July 14, 2026. This expands beyond the existing 3% R-wallet cashback, aiming to boost digital adoption 
 

About RailOne
  • Unified Platform: RailOne consolidates multiple railway services (previously spread across different apps) into one streamlined app.
  • Developed by: Indian Railways in collaboration with IRCTC and CRIS (Centre for Railway Information Systems).
  • Availability: Free to download on Google Play and Apple App Store.
  • Target Users: Daily commuters, short-distance travelers, and long-distance passengers.
Key Features
  • Ticket Booking:
    • Reserved tickets (like IRCTC).
    • Unreserved/general tickets (with digital payment discount).
  • Journey Planning: Search trains, schedules, and availability.
  • Single Sign-On (SSO): One login for all railway services.
  • Additional Services: Train status, meal ordering, and more.
  • 3% Discount: On unreserved tickets booked digitally via RailOne (UPI, cards, net banking, etc.) for duration of Jan 14 – Jul 14, 2026.
 
 
 
Srimanta Sankardev
 
Why in news?
Union Home Minister Amit Shah inaugurated the redeveloped Batadrava Than, the birthplace of Vaishnavite saint Srimanta Shankar Dev (also spelled Srimanta Shankardev or Sankardev), on December 29, 2025, in Nagaon district, Assam.
 

About
Srimanta Sankardev (1449–1568) was a revered Assamese saint-scholar, poet, playwright, and social reformer who founded the Ekasarana Dharma movement, shaping Assam’s cultural and spiritual identity.

Contributions
  • Religion & Philosophy:
    • Founded Ekasarana Dharma, a monotheistic Vaishnavite faith emphasizing devotion (bhakti) to Lord Krishna.
    • Advocated equality, rejecting caste distinctions and promoting inclusivity.
  • Arts & Culture:
    • Created Borgeets (devotional songs) still sung in Assam’s Namghars (community prayer halls).
    • Developed Sattriya dance, now recognized as one of India’s classical dance forms.
    • Wrote Ankia Naat (one-act plays) and introduced Bhaona (theatrical performances) blending music, dance, and drama.
  • Social Reform:
    • Established Namghars and Sattras (monastic institutions) as centers of learning, spirituality, and community life.
    • Championed anti-caste movements and supported women’s participation in religious life.
    • A non-Brahmin himself, he challenged orthodoxy by initiating sarana lowa (initiation) for diverse groups, promoting equality, non-violence.
    • He rejected idol worship in favor of guru, nama (name), deva (God), and bhakta (devotee).
    • His movement influenced Assam's culture profoundly, fostering unity and moral education still evident in institutions like Srimanta Sankaradeva Sangha.
Legacy
  • Revered as Mahapurusha (Great Soul) in Assam.
  • His teachings continue to inspire Vaishnavite traditions and Assamese cultural identity.
  • The Batadrava Than, his birthplace, has been redeveloped as a major cultural and spiritual site.
  • His philosophy emphasized devotion, equality, and humanism, making him a pioneer of the Bhakti movement in Northeast India.
 
 
 
Pinaka Long Range Guided Rocket (LRGR 120)
 
Why in news?
The Pinaka Long Range Guided Rocket (LRGR 120) is India’s latest artillery advancement, successfully tested in December 2025 with a maximum range of 120 km, offering precision strike capability far beyond earlier Pinaka variants.
 

Key Facts about Pinaka LRGR 120
  • Range: Extended to 120 km, compared to earlier Pinaka rockets that had ranges of ~40–80 km.
  • Guidance System: Unlike older unguided versions, the LRGR 120 uses an advanced guidance package for textbook precision.
  • Developer: Designed by DRDO’s Armament Research and Development Establishment (ARDE) in Pune, with support from High Energy Materials Research Laboratory, Defence Research and Development Laboratory, and Research Centre Imarat.
  • Testing: Maiden flight test conducted at Integrated Test Range (ITR), Chandipur, Odisha on 29–30 December 2025.
  • Purpose: Provides the Indian Army with long-range artillery firepower, capable of striking adversary targets before close-quarter battles.
  • System Integration: Works with the Pinaka Multi-Barrel Rocket Launcher (MBRL) system, already operational with the Army.
Importance
  • Enhanced Firepower: Extends India’s artillery reach by ~40 km beyond current guided Pinaka rockets.
  • Battlefield Impact: Allows deep strike capability against enemy positions, logistics hubs, and command centers.
  • Precision Warfare: Reduces collateral damage compared to unguided rockets, aligning with modern warfare’s emphasis on accuracy.
  • Strategic Edge: Former DRDO scientists have noted that a 120 km tactical weapon can be a “war-winner” in regional conflicts.
Comparison of Pinaka Variants
Variant Range (km) Guidance Status
Pinaka Mk-I (Unguided) ~40 No Operational
Pinaka Mk-II (Unguided) ~60–75 No Operational
Pinaka Guided Rocket ~80 Yes Tested/Operational
Pinaka LRGR 120 120 Yes Successfully tested Dec 2025
 
Challenges & Considerations
  • Cost & Production: Guided rockets are more expensive than unguided ones, requiring careful scaling for mass deployment.
  • Countermeasures: Adversaries may develop electronic warfare tactics to disrupt guidance systems.
  • Operational Integration: Training and logistics must adapt to longer-range precision artillery.
 
 
 
Rationalization of international letter mail services
 
Why in news?
India's Department of Posts is rationalizing certain outward international letter mail services effective January 1, 2026, to align with Universal Postal Union (UPU) decisions and global best practices. This initiative modernizes services by prioritizing trackable options, enhancing reliability, customs compliance, and customer experience amid rising e-commerce demands.​
 

Key Highlights of the Rationalization
  • Alignment with UPU Standards
    India Post is harmonizing its services with the Universal Postal Union (UPU) framework, ensuring consistency with global postal practices.
  • Focus on Trackable Services
    Traditional untracked letter mail options are being phased down in favor of trackable formats (like Registered and EMS), which provide visibility and accountability.
  • Enhanced Reliability
    Customers will benefit from better delivery predictability and reduced risks of lost or delayed mail.
  • Customs Compliance
    With e-commerce growth, customs requirements are stricter. Rationalized services will ensure digital customs data integration, reducing clearance delays.
  • Improved Customer Experience
    By streamlining options, India Post aims to make international mailing simpler, faster, and more transparent for individuals and businesses.
Importance
  • E-commerce Boom: Rising cross-border shopping demands reliable, trackable logistics.
  • Global Best Practices: Many postal administrations worldwide have already shifted toward trackable-only services.
  • Efficiency: Rationalization reduces duplication of services and focuses resources on high-demand, modern formats.
Implications
  • Individuals: Sending letters abroad will likely require choosing a registered or EMS option instead of ordinary untracked mail.
  • Businesses: Exporters and e-commerce sellers gain better tracking and compliance support, which is crucial for customer trust.
  • Postal Network: India Post strengthens its role in the global supply chain by aligning with international standards.
 

 
TRAI’s light-touch regulatory framework
 
Why in news?
TRAI has introduced a light-touch regulatory framework for foreign telecom service providers’ SIM/eSIM cards used in machine-to-machine (M2M) and Internet of Things (IoT) devices meant for export. This framework is called the International M2M SIM Service Authorisation, designed to simplify compliance while ensuring national security and supporting India’s IoT export ecosystem.
 

Key Highlights of TRAI’s Framework
  • New Authorisation Category:
    • Named International M2M SIM Service Authorisation under the Telecommunications Act, 2023.
    • Specifically regulates the sale of foreign SIM/eSIM cards for export-oriented IoT/M2M devices.
  • Light-Touch Regulation:
    • No entry fee, equity, or net-worth requirements.
    • No bank guarantee required.
    • Only a ₹5,000 application processing fee.
    • Authorisation validity: 10 years.
  • Eligibility:
    • Any company registered under the Indian Companies Act can apply.
    • Focus is on Indian entities manufacturing IoT/M2M devices for overseas markets.
  • Policy Objectives:
    • Facilitate ease of doing business for exporters.
    • Ensure national security by regulating foreign SIM usage.
    • Boost Make in India and India’s role in the global IoT supply chain.
Comparison Table
Aspect Domestic M2M SIMs (Airtel, Jio, etc.) Foreign SIMs (TRAI Framework)
Regulation Full telecom licensing norms Light-touch authorisation
Entry Fee / Net Worth Required Not required
Application Fee Higher (varies) ₹5,000 only
Validity Linked to telecom license 10 years
Target Use Domestic IoT/M2M devices Export-oriented IoT/M2M devices
Security Oversight Standard telecom monitoring Special authorisation under Telecom Act 2023
 
Risks & Challenges
  • Security Concerns: Foreign SIMs may pose risks if misused domestically; hence TRAI restricts them to export-only devices.
  • Compliance Monitoring: Ensuring companies don’t divert these SIMs for domestic use will require strict oversight.
  • Global Coordination: Since these SIMs connect to foreign networks, coordination with overseas regulators may be necessary.
  • Industry Adaptation: Exporters must align with the new authorisation process, though it is designed to be simple.
Strategic Impact
  • Strengthens India’s IoT export competitiveness by removing regulatory bottlenecks.
  • Encourages innovation and manufacturing of connected devices in India.
  • Balances ease of business with national security safeguards.
 
 
 

Question & Answer
 
Question 1. TRAI's new International M2M SIM Service Authorisation framework for IoT devices focuses on minimizing regulatory burden for exporters. Which feature best exemplifies this 'light-touch' approach?
 
Select your answer:
A) Mandatory requirement for all foreign SIM/eSIM providers to partner exclusively with BSNL.
B) Imposition of a minimum net worth requirement equivalent to domestic telecom licensees.
C) Exemption from entry fees and net-worth stipulations, requiring only a nominal application processing fee.
D) A shorter validity period of only two years to facilitate faster security reviews.
 
Explanation: (C)
The framework is described as light-touch, specifically excluding entry fees and net-worth requirements, and setting the application fee at only ₹5,000, while offering a 10-year authorization validity. This contrasts sharply with full telecom licensing norms.
 
 
Question 2. What significant operational advantage does the recently tested Pinaka Long Range Guided Rocket (LRGR 120) offer to the Indian Army compared to earlier Pinaka variants?
 
Select your answer:
A) A primary shift from rocket-assisted propulsion to solid-fuel missile technology.
B) An extended engagement range of up to 120 km combined with advanced terminal guidance for precision strikes.
C) The capability to deliver tactical nuclear warheads in adverse weather conditions.
D) Integration with naval destroyer platforms for littoral combat operations.
 
Explanation: (B)
The Pinaka LRGR 120 extends the range significantly (up to 120 km) compared to older variants (up to ~80 km) and incorporates an advanced guidance package, enabling deep-strike precision, which is a major operational upgrade over unguided rockets.
 
 
Question 3. Srimanta Sankardev, revered in Assam, significantly influenced regional art and philosophy. Which of the following philosophical tenets is characteristic of the Ekasarana Dharma he founded?
 
Select your answer:
A) Exclusive advocacy of idol worship and rigid adherence to Vedic rituals.
B) Promotion of a monotheistic faith emphasizing devotion (bhakti) while rejecting caste distinctions.
C) Emphasis on dance forms strictly reserved for the priestly Brahmin class.
D) The introduction of formalized temple architecture based on Dravidian styles.
 
Explanation: (B)
Srimanta Sankardev founded Ekasarana Dharma, which is a monotheistic Vaishnavite faith centered on bhakti to Krishna. He actively rejected caste distinctions and promoted social equality, exemplified by his initiation (sarana lowa) for diverse groups. Idol worship was rejected in favour of devotion to guru, nama, deva, and bhakta.
 
 
Question 4. The introduction of the RailOne application by Indian Railways is intended to streamline passenger services. A key incentive currently offered through this app for unreserved ticket booking is related to:
 
Select your answer:
A) Waiver of the Tatkal charge for bookings made between 10 AM and 12 PM.
B) A flat 5% discount on the base fare for all digital payments across all ticket types.
C) A temporary 3% discount on unreserved tickets when paid for digitally, separate from existing R-wallet cashback.
D) Guaranteed priority boarding for passengers using the unified platform for their first three journeys.
 
Explanation: (C)
Indian Railways announced a 3% discount on unreserved tickets booked via RailOne using any digital payment method for a specific period, noting this expansion beyond the existing 3% R-wallet cashback.
 
 
Question 5. The RBI’s Scale-Based Regulation (SBR) framework for Non-Banking Financial Companies (NBFCs) primarily operates on which regulatory principle to manage systemic risk?
 
Select your answer:
A) Risk-neutral regulation, applying uniform compliance burdens across all asset sizes.
B) Activity-based restriction, where all NBFCs are barred from entering the housing finance sector.
C) Proportional regulation, where regulatory stringency scales with the size and systemic importance of the entity.
D) Auditor-led regulation, relying solely on external auditors to certify capital adequacy ratios quarterly.
 
Explanation: (C)
The SBR framework is explicitly based on the principle of 'Proportional regulation'—meaning stricter rules (e.g., capital adequacy, governance) are applied to larger, systemically important NBFCs (upper layer) compared to smaller ones, aiming to contain contagion risk.
 
 
Question 6. With reference to the recent Dynamic Groundwater Resources Assessment Report 2025, which statement accurately reflects the national status of groundwater utilization in India?
 
Select your answer:
A) More than 75% of the assessment units are categorized as 'over-exploited' due to rising industrial water demand.
B) The national Stage of Groundwater Extraction remains below 50%, indicating a generally safe scenario.
C) Irrigation remains the primary consumer of groundwater, contributing significantly to the stress concentrated in Northwest India.
D) The annual recharge rate has shown a substantial decline compared to the previous year's estimate.
 
Explanation: (C)
The report indicated that irrigation is the largest consumer, leading to high extraction stages (60.63% nationally). Over-exploited units are indeed concentrated in the Northwest (Punjab, Haryana, Delhi, Western UP). Options A and B contradict the report's findings (73.4% safe; 60.63% extraction). Option D is incorrect as recharge marginally increased.
 
 
Question 7. Which of the following pairs correctly associates the cultural contribution of Srimanta Sankardev with its nature?
 
Select your answer:
A) Borgeets: Prose commentaries on the Upanishads.
B) Sattriya: A codified form of devotional theatre blending music, dance, and drama.
C) Namghar: Monastic orders dedicated solely to military training.
D) Ankia Naat: Traditional folk music forms of the Bihu festival.
 
Explanation: (B)
Sattriya is recognized as one of India's classical dance forms, developed by Sankardev, involving a blend of music, dance, and drama within the devotional framework. Borgeets are devotional songs. Namghars are community prayer halls/centers of learning, not military orders. Ankia Naat refers to his one-act plays.


 
 

Download Pdf
Get in Touch
logo Get in Touch