Why in News?
The Common Landing Portal is the unified online platform for unclaimed financial assets launched by the Government of India’s Finance Ministry on May 28, 2026.
Core Features & Website Address
- Official URL: The interface is officially live and publicly accessible at unclaimedassetsportal.in.
- Cross-Sector Coverage: It covers various distinct asset classes rather than just focusing on commercial banking deposits.
- Single Sign-On Experience: Provides consolidated query matching, cutting down on administrative red tape for families tracking assets left by deceased relatives.
Assets You Can Track on the Portal
The portal enables seamless, ecosystem-wide tracking for five primary financial instruments:
- Unclaimed Bank Deposits: Dormant savings or fixed deposits left untouched for 10 years or more.
- Insurance Claims: Unpaid maturity proceeds, death benefits, or premium refunds from life and non-life insurers.
- Mutual Funds: Forgotten investment balances or redemption values from various asset management firms.
- Corporate Shares: Equity holdings equity-linked capital that may have gone static over time.
- Dividends: Uncashed corporate dividend checks accumulated over consecutive financial cycles.
Policy Alignment & Broad Vision
- "Your Money, Your Right" Integration: The rollout directly strengthens the ongoing national campaign "आपकी पूँजी, आपका अधिकार" managed by financial sector regulators and banks.
- Viksit Bharat 2047 Target: The government states that improving access to locked wealth drives deeper household trust and inclusion in the formal economy.
- PSB Alliance Backbone: The tech engine behind the site is managed by the PSB Alliance, an umbrella framework co-promoted by 12 public sector banks in India.
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